Terms and Conditions & Privacy Policies

By accessing this website, you accept these terms and conditions in full. Do not continue to use Building Bloc’s website if you do not accept all of the terms and conditions stated on this page.

• “Client,” “You,” and “Your” refer to you, the person accessing this website and accepting the Company’s terms and conditions.
• “The Company,” “Ourselves,” “We,” “Our,” and “Us” refer to our Company, Building Bloc.
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• Content: The content on this website is for general information and use only. It is subject to change without notice.
• Privacy: We are committed to ensuring that your privacy is protected. Please refer to our [Privacy Policy] for details on how we handle your personal information.

Building Bloc provides various services including:

• Financial Literacy Workshops
• One-on-One Financial Counseling
• Youth Financial Education Programs
• Special Programs for veterans and their families

• Eligibility: Our services are available to all individuals, with a particular focus on veterans, underprivileged communities, and partner non-profits.
• Registration: To participate in our programs, you may be required to register and provide accurate and complete information.
• Cancellation: We reserve the right to cancel or reschedule services due to unforeseen circumstances. Participants will be notified in advance.

• Ownership: All content, trademarks, and data on this website, including but not limited to software, databases, text, graphics, icons, hyperlinks, private information, designs, and agreements, are the property of or licensed to Building Bloc.

• Restrictions: You are specifically restricted from all of the following:
  • Republishing any website material in any media.
  • Selling, sublicensing, and/or otherwise commercializing any website material.
  • Publicly performing and/or showing any website material.
  • Using this website in any way that is or may be damaging to this website.
  • Using this website in any way that impacts user access to this website.
  • Using this website contrary to applicable laws and regulations, or in any way may cause harm to the website, or to any person or business entity.

In no event shall Building Bloc, nor any of its officers, directors, and employees, be held liable for anything arising out of or in any way connected with your use of this website. Building Bloc, including its officers, directors, and employees, shall not be held liable for any indirect, consequential, or special liability arising out of or in any way related to your use of this website.

You hereby indemnify to the fullest extent Building Bloc from and against any and all liabilities, costs, demands, causes of action, damages, and expenses (including reasonable attorney’s fees) arising out of or in any way related to your breach of any of the provisions of these terms.

If any provision of these terms is found to be invalid under any applicable law, such provisions shall be deleted without affecting the remaining provisions herein.

Building Bloc is permitted to revise these terms at any time as it sees fit, and by using this website you are expected to review these terms on a regular basis.

Building Bloc is allowed to assign, transfer, and subcontract its rights and/or obligations under these terms without any notification. However, you are not allowed to assign, transfer, or subcontract any of your rights and/or obligations under these terms.

These terms constitute the entire agreement between Building Bloc and you in relation to your use of this website and supersede all prior agreements and understandings.

These terms will be governed by and interpreted in accordance with the laws of the State of New York, and you submit to the non-exclusive jurisdiction of the state and federal courts located in New York for the resolution of any disputes.

For any questions or concerns regarding these terms, please contact us at info@buildingblocs.org.

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Building Bloc (“we,” “us,” or “our”) is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website [www.buildingblocs.org], use our services, or engage with us in other ways. Please read this policy carefully to understand our views and practices regarding your personal data. This policy complies with New York State laws and federal regulations, including the General Data Protection Regulation (GDPR) where applicable.

We collect various types of information in connection with the services we provide, including:

• Name
• Contact information: email address, phone number, mailing address
• Demographic information: age, gender, location
• Payment information: credit card details, billing address
• Employment and educational background

• Technical information: IP address, browser type and version, time zone setting, browser plug-in types and versions, operating system and platform
• Usage information: details of your visits to our website, including traffic data, location data, logs, and other communication data, and the resources that you access and use on the website

We are committed to protecting your personal information and ensuring your privacy. We do not sell, trade, or otherwise transfer to outside parties your Personally Identifiable Information. We adhere to the principles of transparency, accountability, and user control over personal information.

We employ a variety of security measures to ensure the safety of your personal information. All financial transactions are processed through a gateway provider and are not stored or processed on our servers. We comply with the Financial Industry Regulatory Authority (FINRA) regulations and ensure that your financial information is treated in accordance with the highest standards of privacy and security.

We use the information we collect in the following ways:

• To provide, operate, and maintain our website and services
• To improve, personalize, and expand our website and services
• To understand and analyze how you use our website and services
• **To develop new products, services, features.

Under no circumstances will Building Bloc sell, trade, or otherwise transfer your Personally Identifiable Information to third parties without your explicit consent. Your privacy is paramount to us, and we take significant measures to safeguard your data.

As a financial literacy organization, we follow all applicable FINRA regulations to ensure that your financial information is handled with the utmost care and integrity. Our practices are designed to protect your interests and maintain the confidentiality and security of your financial information. We are committed to acting in your best interest and providing you with accurate and timely information.

Our financial education and advisory services are provided with a fiduciary duty to act in your best interest. We strive to offer guidance and support that aligns with your financial goals and circumstances, ensuring that any advice or information provided is beneficial to you.

We may disclose your personal information:

• To comply with legal obligations
• To protect and defend our rights and property
• To prevent or investigate possible wrongdoing in connection with our services
• To protect the personal safety of users of our services or the public

You have the right to:

• Access your personal data
• Rectify any inaccurate or incomplete personal data
• Request the deletion of your personal data
• Restrict the processing of your personal data
• Object to the processing of your personal data
• Data portability

If you are a resident of the European Economic Area (EEA), you have certain data protection rights under the General Data Protection Regulation (GDPR). We aim to take reasonable steps to allow you to correct, amend, delete, or limit the use of your personal data.

Building Bloc is committed to ensuring digital accessibility for people with disabilities. We are continually improving the user experience for everyone and applying the relevant accessibility standards. If you have any difficulty accessing any part of our website, please contact us at info@buildingblocs.org, and we will provide the information or service you need through an alternate communication method.

We may update our Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page. You are advised to review this Privacy